Every fee, in one table, shown again before every payment. No monthly fees, no minimum balance, and receiving money is free — always.
| Sending (KSh) | HelaPay fee |
|---|---|
| 1 – 500 | FREE |
| 501 – 1,000 | KSh 5 |
| 1,001 – 5,000 | KSh 15 |
| 5,001 – 10,000 | KSh 25 |
| 10,001 – 50,000 | KSh 40 |
| 50,001 – 100,000 | KSh 60 |
| 100,001+ | KSh 75 |
| Everything else | Fee |
|---|---|
| Receiving money | FREE |
| Depositing from M-Pesa | FREE |
| Requesting money | FREE |
| Opening & keeping an account | FREE |
| Withdrawing to M-Pesa | Coming soon |
The fee for your exact amount is displayed on the confirmation screen before you enter your PIN — what you see is what you pay. If a fee ever changes, we'll tell you 30 days before it does.