Claim your @username, top up from M-Pesa, and send money to anyone on HelaPay in under a second. Free up to KSh 500 — and honest, tiny fees after that.
Pick a username once, share it anywhere. Anyone on HelaPay can pay you with it — no digits to memorise, no wrong-number horror stories.
Put it in your bio, on your stall, in the group chat. You see the person's real name before any money moves.
Every transfer up to KSh 500 is completely free — fare, lunch, airtime money. Bigger amounts pay small, flat fees you see before you confirm.
Deposit straight from the M-Pesa account you already have. The prompt comes to your phone; you enter your PIN; done.
Sign up with your phone number — we text a code to prove it's yours, then you choose your handle and a 4-digit PIN.
Tap Deposit, enter an amount, approve the prompt on your phone. Your HelaPay balance updates in seconds.
Type their handle, see their real name, confirm with your PIN. Money lands instantly — with the fee shown before you press send.
Because it is money.
A 4-digit transaction PIN — separate from your password — is required every time money moves. Three wrong tries pauses your account for 30 minutes.
Signing in from an unknown phone or browser needs an SMS code, even with the right password. You can sign out every device with one tap.
Phone snatched? One tap freezes your whole account — nothing moves until you unlock it with your password and an SMS code.
Open your HelaPay account in about a minute. All you need is your phone.
Get started free